All colleges are not the same. That's why there is such a price gap. The cheapest school nearest to Philadelphia is Elizabeth City State University, NC at just $3,335 per year according to https://www.cbsnews.com/news/the-25-cheapest-universities-are-they-a-bargain/ and the 12th most expensive college in the United States, according to Statistica, is Philadelphias' University of Pennsylvania at $71,200 per year. The Department of Education's website wrote "Too many recent college graduates feel the weight of their student loan payments holding them back from fulfilling their full potential. And far too many prospective college students feel as though they are simply priced out of the education they need to set themselves up for future success. There is a significant opportunity gap as well. While half of Americans from high-income families hold a bachelor's degree by age 25, just 1 in 10 people from low-income families attain that level of education. Moreover, regardless of income status, high-school graduates who enroll in college too often fail to finish: barely half will complete their degree in a reasonable time at four-year institutions; and at two-year schools it's only about a third.