Blog and Vlog

$1.6 Trillion in Buying Power yet only 4.7% of Net-Worth

by: Nicole NewmanPublished on: 10/08/2026

Black households make up 13.6% of U.S. households but hold only 4.7% of the nation's wealth — while White households, at 65.3%, hold 80% of it. The median wealth gap isn't close: Black median wealth sits at roughly one-tenth of White median wealth.

LegacyDEBT
$1.6 Trillion in Buying Power yet only 4.7% of Net-Worth

The Spiritual Fast is also a financial fast

by: Nicole NewmanPublished on: 26/05/2026

When I fast for spiritual reasons, I am not just purifying my body and drawing closer to God. I am also doing something profoundly financial. The fast that feeds the soul quietly starves the spending habit at the same time.

MindsetDisciplineLearningConfidenceLegacyPatience
The Spiritual Fast is also a financial fast

Change Requires a Multitude of Voices

by: Nicole NewmanPublished on: 25/05/2026

he goal is simple—but not easy. To shift a downward financial trajector—into an upward, positive communal net worth. Not just individual wealth. Not temporary wins. But a cultural shift where wealth becomes normal, expected and sustainable.

MindsetLearningConfidencePatience
Change Requires a Multitude of Voices

DEBT - it's a TRAP!

by: Nicole NewmanPublished on: 24/05/2026

Let’s be honest about something most people learn the hard way: Debt is easy to enter… and painfully slow to escape. Like a majority of African American female college graduates, I got caught in the student loan DEBT booby trap.

DisciplineLearningDEBT
DEBT - it's a TRAP!

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